General Contractor Insurance Program

Customized Insurance Solutions for General Contractors

Managing construction projects as a general contractor means navigating complex challenges and significant risks daily. You’re responsible for overseeing subcontractors, coordinating timelines, managing resources, and bringing your client’s vision to life—all while staying on budget and meeting deadlines. With so much at stake, having the right insurance coverage isn’t just an option—it’s an absolute necessity to protect yourself and your business.

I specialize in crafting insurance programs designed specifically for general contractors. Our deep industry expertise ensures you’re protected at every stage of your project, so you can focus on growing your business, managing successful builds, and delivering exceptional results to your clients without worrying about unexpected setbacks.

Why Choose My Insurance Program?

I understand that general contractors face unique challenges that require highly specialized insurance solutions. Here’s why so many contractors trust us to protect their businesses:

Expert Risk Assessment

Construction comes with a wide range of risks, from liability concerns and equipment damage to subcontractor issues. My team has extensive experience in the construction insurance and takes the time to thoroughly assess your specific risks. This ensures you get coverage that addresses your unique needs and provides peace of mind.

Comprehensive Coverage Options

My insurance programs include the essential coverages every general contractor needs, such as General Liability and Workers' Compensation but also coverage that most contractors don’t have but should have. Whether it’s protecting your business from third-party claims, employee injuries, or property loss, we ensure you’re covered across all critical areas. As an independent agent I also have access to over 100 insurance carriers, so I’m able to find the best insurance carriers for your needs.

Customized Solutions for Every Project

No two projects are the same, and neither are your insurance requirements. That’s why we work closely with you to design a policy that fits your business operations, project scope, and long-term goals. From high-rise developments to smaller residential projects, we can tailor coverage to suit your needs.

Cost Efficiency Without Compromising Quality

I know budgets are tight in the construction industry. That’s why we work with a wide network of insurance carriers to provide you with cost-effective options. On average, our clients save 10%–30% on their insurance premiums while still receiving top-tier coverage.

Support Beyond the Policy

Insurance shouldn’t just be a safety net—it should be a support system. My team is here to help you navigate claims, update your policy as your business grows, and provide guidance to ensure you’re always ahead of potential risks.

Coverage Highlights

My tailored insurance program covers a broad range of risks that general contractors face. Key coverages include:

General Liability – Protects your business against third-party claims from property damage or bodily injury that occur during your projects.

Workers’ Compensation – Covers medical expenses, rehabilitation costs, and lost wages for employees injured or made sick while on the job.

Tools & Equipment Coverage – Safeguards your valuable tools and equipment whether they’re on-site, in storage, or in transit.

Property Insurance – Protects your office, storage facilities, and other business properties from damage or loss.

Bonding Solutions – Helps you comply with contract requirements, secure licenses or permits, and build trust with your clients.

Builder’s Risk Insurance – Coverage for buildings under construction, protecting against damage from fire, theft, vandalism, and other risks.

Commercial Auto Insurance – Covers your business vehicles, ensuring protection for your fleet and drivers.

Excess Liability Coverage – Adds a layer of protection for costly claims that exceed your primary policy limits.

And much more

Experience You Can Trust

With years of experience working with general contractors, I understand the unique challenges and demands of the construction industry. My team has helped countless contractors navigate risks and create comprehensive insurance programs that allow them to operate with confidence. You’re not just another policyholder to us—we consider ourselves your partner in protecting your hard work, reputation, and business assets.

We also stay up to date on industry trends, local regulations, and emerging risks, so your coverage remains relevant and effective no matter how your business evolves.

Book a Call

Don’t leave your business vulnerable to unnecessary risks or gaps in coverage. Protect your projects, your team, and your reputation with insurance solutions designed specifically for general contractors.

Book a call with me today to learn more about our tailored insurance program and get started on building a safer, more secure future for your business. Clink below and fill out the form or email me at Bret@bgagencyins.com